MAX AI: read the deep dive
PRMI’s primary knowledge retrieval tool: grounded, cited answers from the company’s own documents.
Multi-tenant by design: each role sees only its own documents.
Richy Koshy, Python engineer: GenAI, backend and automation. I build RAG systems and automations that hold up in production.
5+ years of Python. For a US mortgage originator I shipped an enterprise Azure RAG platform, a custom Encompass REST API SDK and 13 production automations.
Production systems for PRMI
End-to-end ownership for PRMI, a US mortgage originator: requirements, architecture, build, UAT, and production support.
Final Docs: read the deep dive
Per-investor code became configuration: a new investor is a YAML change, not a code release.
Investor onboarding cut by ~75%
Encompass
loan automation: read the deep dive
Loan updates written straight through the Encompass API, never over a loan someone has open.
Around 90% less manual effort
“Conscientious ownership, earnest curiosity, and diligent follow-through.”
Read Corban Wells’s full letter
Also shipped
More systems in production, from mortgage compliance to IoT.
13 production automations
Compliance and investor operations for PRMI across 9 investors: ECOA adverse action, TRID, HMDA, MERS sync, final documents, HFA exceptions, Blend credit management, warehouse collateral and suspense resolution.
Three use OCR to read credit data from PDF reports.
Every run records its input and each field’s value before and after the change, and reports mask loan numbers.
- Role
- Sole engineer, from requirements through UAT and documentation
- Stack
- Python, Power Automate, SQL Server, Tesseract, Azure Document Intelligence
HydroQ API
REST API for a multi-tenant remote water-quality monitoring platform. Replaced 2-4 hours of manual onboarding setup per site with API-driven workflows.
- Role
- Designed the FastAPI interface for the database CRUD operations
- Stack
- FastAPI, SQLAlchemy, Pydantic, PostgreSQL, MSSQL, pytest
rag-app-azure (opens in a new tab), my open-source full-stack RAG app on Azure.
- 13 compliance and automation systems across 9 mortgage investors, as sole engineer.
- HydroQ: a FastAPI service that replaced 2-4 hours of manual onboarding per site.
Ping me
Feel free to reach out if there’s anything you think we could do together; I’m always open to new opportunities and connections. The fastest way to reach me:
- Location
- Mumbai, India
- Time zone
- IST (UTC+5:30)